Terms & Conditions

EDMA Group – Terms and Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of the websites located at edmagroup.com and * miguelsanda.com* (including any subdomains), client portals, secure file upload features, and related online tools ( collectively, the “Websites”) owned and operated by EDMA Group (“EDMA,” “we,” “us,” or “our”). EDMA Group is a bookkeeping, payroll, and tax-ready financials consultancy serving the Charlotte Metro area (Fort Mill, South Carolina) and beyond.

Our professional services include monthly, quarterly, and annual bookkeeping; payroll platform migrations; tax cleanup and IRS support; industry-specific expertise in real estate, dental and medical practices (with HIPAA-aware processes), crypto mining, forensic accounting, non-profits, and small businesses; cloud-based GAAP-compliant record-keeping; bi-lingual (English/Spanish) support; and integration with QuickBooks Online and Xero. We provide management reports with insights, observations, and recommendations based on monthly and year-to-date financial results (books updated through the last day of the prior calendar month). We do not provide financial, tax, investment, or any other professional advice or representation.

All content on the Websites is for informational purposes only. No accountant-client, attorney-client, or any other professional relationship is formed by your use of the Websites, viewing content, or submitting inquiries. Professional services are provided only pursuant to a separate written engagement agreement, which governs the scope, fees, and liability protections for those services.

By accessing or using the Websites, you agree to be bound by these Terms. If you do not agree, you must not use the Websites. If you are using the Websites on behalf of a company or entity, you represent that you have authority to bind that entity.

2. Website Use, Client Portals, and Account Registration

Certain features, such as client portals and secure file uploads for financial documents, require account registration. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized access.

We may use Django-based technologies, including cookies and analytics tools, to improve functionality, security, and user experience. You can manage cookie preferences via your browser or our cookie banner.

For miguelsanda.com, this is Miguel Sanda’s developer portfolio showcasing Python, Django, TypeScript, Rust projects, and the open-source Django Ledger (a finance engine for Django). Use of the open-source Django Ledger is governed by its separate license (available on the site or GitHub) and is not part of EDMA’s paid services.

File uploads to client portals are secure and encrypted, but you remain solely responsible for the accuracy, legality, and ownership of any documents or data you upload.

3. Professional Services and Fees

Professional bookkeeping, payroll, reporting, and related services are available only to clients who have executed a separate engagement agreement with EDMA. Fees are charged monthly, quarterly, or annually as specified in the engagement agreement. We do not offer free services.

All fees are exclusive of applicable taxes. Payments are processed through secure, PCI-compliant providers. Terms for refunds, cancellations, or adjustments are set forth in the engagement agreement.

4. Permitted and Prohibited Use

You may use the Websites only for lawful purposes and in compliance with these Terms and applicable laws. You agree not to:

  • Rely on any Website content as financial, tax, legal, or professional advice.
  • Upload or transmit false, misleading, or unlawful data.
  • Attempt to reverse-engineer, interfere with, or gain unauthorized access to any part of the Websites or our systems.
  • Use the Websites to violate third-party rights or terms (including QuickBooks Online or Xero policies).
  • Overburden or impair the Websites or engage in any harmful activity.

We reserve the right to monitor usage, suspend or terminate access for violations, and remove content as needed.

5. Disclaimers – No Advice or Professional Representation

EDMA does not provide financial, tax, investment, accounting, or any other professional advice through the Websites. All information, insights, observations, or management report examples shown on the Websites are for illustrative purposes only and do not constitute advice or recommendations tailored to your situation.

  • No accountant-client relationship or any fiduciary duty is created by Website use, contact forms, or inquiries.
  • Professional services (including QuickBooks Online/Xero integrations, report generation, payroll processing, and tax-ready financials) are available only under a separate engagement agreement and are subject to the terms and liability limitations therein.
  • You are solely responsible for the accuracy, completeness, and compliance of your own financial records, tax filings, and business decisions. Large year-end adjustments (if any) in client reports are assumed to reconcile prior-period differences and do not imply advice.
  • EDMA makes no representations or warranties regarding the suitability of any information for your specific needs. Consult qualified professionals for advice.

We explicitly disclaim any liability for decisions made based on Website content.

6. Integrations and Third-Party Services

For engaged clients under a separate agreement, we may integrate with QuickBooks Online and Xero to assist with bookkeeping, reporting, and data management. You authorize such integrations only through the engagement agreement and represent that you have all necessary rights and consents (including from your own clients, where applicable).

We are not responsible for third-party service changes, outages, or data issues originating from QuickBooks, Xero, or other providers. Review their terms and privacy policies separately.

7. Client Data and Confidentiality

Client data uploaded via portals or shared during engagements is treated as confidential. We access and process it solely to deliver services under the engagement agreement, comply with law, or as permitted by our Privacy Policy. You represent that you have obtained all required consents for any third-party data you provide.

8. Intellectual Property

All content, software, and materials on the Websites are owned by EDMA Group or its licensors and protected by U.S. copyright, trademark, and other laws. You receive a limited, non-exclusive, revocable license to use the Websites for personal or internal business informational purposes only. Open-source components (e.g., Django Ledger) follow their respective licenses.

9. User Content and Uploads

You retain ownership of data and documents you upload. You grant EDMA a limited license to host, process, and use such content solely to provide the Websites and (for engaged clients) deliver services. You warrant that your content does not infringe third-party rights.

10. Privacy

Your use of the Websites is also governed by our Privacy Policy (available at edmagroup.com/privacy and miguelsanda.com/privacy), which is incorporated by reference. We collect and process data (including contact info and financial documents) in accordance with applicable laws, including South Carolina data-breach notification requirements and federal regulations.

11. Warranties and Disclaimers

The Websites are provided “as is” and “as available” without any warranties, express or implied. We do not warrant uninterrupted access, error-free operation, or that the Websites will meet your needs. All services are subject to the engagement agreement.

12. Limitation of Liability

To the fullest extent permitted by law, EDMA shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising from your use of the Websites or reliance on any content. Our total liability shall not exceed the greater of (a) fees paid to EDMA in the twelve (12) months preceding the claim or (b) US$100. This limitation does not apply where prohibited by law.

For professional services, liability is governed exclusively by the engagement agreement.

13. Indemnification

You agree to indemnify and hold harmless EDMA, its officers, directors, employees, and affiliates from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your breach of these Terms, misuse of the Websites, or violation of law or third-party rights.

14. Termination

We may suspend or terminate your access to the Websites at any time for violation of these Terms or for any other reason with notice where required. Upon termination, you must cease using the Websites. Provisions that by their nature survive (including disclaimers, limitation of liability, and indemnification) remain in effect.

15. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of South Carolina, without regard to conflict-of-laws principles. Any disputes shall be resolved exclusively in the state or federal courts located in York County, South Carolina. You waive any objection to venue or jurisdiction.

16. Changes to Terms

We may update these Terms. Material changes will be posted on the Websites with the new “Last Updated” date. Continued use after changes constitutes acceptance.

17. Miscellaneous

These Terms constitute the entire agreement regarding Website use (professional services are governed by the engagement agreement). If any provision is invalid, the remainder remains enforceable. No waiver of any term is a continuing waiver.

We comply with applicable U.S. federal and South Carolina laws, including data-breach notification requirements and FTC guidelines.

18. Contact

EDMA Group
Fort Mill, South Carolina
support@edmagroup.com
support@miguelsanda.com

Spanish-language support is available upon request via the contact information above.

By using the Websites, you accept these Terms.